Fantasy World: I Can Travel To Cultivation World

Having finished discussing the magic weapon shops in Zhou Main City's casual cultivator market, Luis shifted the conversation back to the main topic.

He warned, "Arthur, the currency our family is about to issue in Sea View City carries immense significance. We cannot afford any mistakes—one wrong step, and it could spell disaster for our family!"

Hearing Luis speak so seriously about this matter, Arthur nodded firmly and said, "Don't worry. The people will manage the Central Bank well. There won't be any problems."

Despite Arthur's reassurance, Luis knew that banks were a new concept, and many people were unfamiliar with how they operated. He had to remain closely involved, guiding the process every step of the way.

In the past, when using spirit stones, Luis had often found them to be highly inconvenient as a currency.

Independent cultivators were somewhat fortunate—they had storage bags, and since they were usually short on money, they never carried too many spirit stones at once.

But clan cultivators often had a different experience.

For instance, when the Guang'an Prefecture Coalition allocated 80 million spirit stones in military funds to the Western Defense Zone Coalition, it had to be transported using ten flying warships.

If those 80 million spirit stones were simply piled on the ground, they would form a small mountain.

There was no storage bag in existence that could hold such a massive amount.

That was the moment when Luis first seriously considered the idea of creating a currency to replace spirit stones.

However, back then, the Hartmann family was weak, and their influence was limited to Hartmann Island.

If he had proposed introducing spirit stone coins as a trade currency at that time, outsiders would have laughed him out of the room.

Luis understood that issuing currency was no simple task.

First and foremost, a currency must have collateral.

In his past life, when paper money was first introduced, it was backed by gold—a system known as the gold standard.

This system evolved through three stages:

Gold Coin Standard – where actual gold coins were used as money.

Gold Bullion Standard – where banknotes could be exchanged for a set amount of gold.

Gold Exchange Standard – where banknotes were backed by gold but not directly convertible.

Even the U.S. dollar, which once dominated the world economy, relied on the gold standard for a long time.

But then.

With the continuous advancement of productivity and material wealth, the gold standard monetary system could no longer keep up with rapid economic development.

The main issue was that while production increased dramatically, there was not enough gold to issue sufficient currency.

If a large amount of currency were over-issued to match economic growth, it would inevitably lead to risks in gold redemption.

That is, many people holding currency might try to exchange it for gold, only to find that there wasn't enough gold to back the currency.

This would be an extremely dangerous situation, dealing a devastating blow to the credibility of the currency.

As society reached this stage, the decline of the gold standard became inevitable.

In modern times, currency issuance is no longer backed by physical assets but by national credit, making it a virtual collateral.

Of course.

If the Hartmann family tried to issue a currency backed by their own credit, they would likely be ridiculed by their peers in Guang'an Prefecture.

Luis understood this well.

Since credit alone could not serve as collateral for currency issuance, the only viable option was to use spirit stones—universally recognized and accepted—as the backing for the currency.

Even so.

If Luis wanted independent cultivators and cultivation families in Sea View Fairy City to accept this currency, he needed thorough preparation.

Beyond currency acceptance, another major challenge was the physical currency itself.

In his previous life.

Most national currencies were paper-based.

The quality of these currencies varied depending on each country's anti-counterfeiting measures.

Some currencies had excellent security features, making them difficult to counterfeit.

Others were so poorly made that any printing and dyeing factory could produce a superior version.

For the Hartmann family's currency to be viable, it had to be both difficult to counterfeit and easy to produce.

But this posed a contradiction.

A currency that is hard to counterfeit is naturally difficult to manufacture, whereas one that is easy to produce is more susceptible to forgery.

To resolve this contradiction, advanced coin-making technology was essential. Experience more content on My Virtual Library Empire

And this challenge.

This was the task that Luis assigned to the Magical Instrument Research Institute.

Hartmann Island

A beam of light streaked across the sky and landed in a secluded area.

In front of Luis, a unique building came into view.

A large plaque above the entrance displayed the words "Magical Instrument Research Institute."

Luis raised his leg and stepped inside, while Blogs came forward to greet him and followed closely behind.

The exterior of the institute had an ancient architectural style.

Its structure resembled the traditional immortal halls of the Ten Thousand Star Sea, but the interior was entirely different.

Inside, the space was divided into several small "laboratories" run by Blue Goblins.

Luis didn't waste time.

"Alright, how's the progress on the task I assigned you?"

"It worked! It worked!"

Blogs' eyes lit up with excitement at the mention of the project.

"Boss, look at this!"

He eagerly took out a banknote and presented it as if it were a precious treasure.

At first glance, the banknote resembled those from Luis' previous life.

But upon closer inspection, there were noticeable differences.

First of all, the material was unlike anything from the past.

Luis took the banknote from Blogs and lightly flicked it, producing a crisp rustling sound.

"Is this… paper?"

He looked up in surprise.

"Yes, but not entirely," Blogs replied.

He paused before explaining, "To be precise, this is a special type of talisman paper we developed."

Luis was no stranger to talisman paper.

It was made by grinding the roots and rhizomes of spiritual plants into pulp, then dehydrating and processing the pulp into paper.

Unlike ordinary paper, which was made from trees, talisman paper used spiritual plants as its base material.

Though the manufacturing process was similar, the change in raw materials resulted in a far tougher product—much stronger than regular paper.

Luis applied slight pressure to the banknote, but it didn't tear.

Seeing this, he couldn't help but smile.

"Interesting," he remarked. "But this alone doesn't meet my requirements."

"Of course, there's more!"

Blogs grinned mysteriously before pulling out a peculiar magic weapon.

"This," he declared, "is the key tool for verifying the authenticity of these banknotes."

"This is..."

Luis examined the square-shaped magic weapon handed to him by Blogs. At its base was a platform resembling colored glaze.

Blogs stretched out his hand.

"Boss, please lend me the banknote."

Hearing this, Luis handed over the note.

Blogs carefully placed it onto the glass-like platform.

The next moment—

A lotus-shaped pattern suddenly appeared on the banknote, glowing faintly.

"This..."

Luis stared at the scene in amazement.

He sensed no fluctuations of spiritual energy or true energy, yet the lotus-shaped pattern had appeared on the banknote, flashing with light—

Just like the fluorescence of modern banknotes under a currency detector in his previous life.

Blogs then removed the note from the square device, and in an instant, it returned to its original form.

Seeing this, Luis couldn't help but feel curious.

"How did you do it?" he asked.

"Materials and array patterns."

Blogs raised two fingers, then pointed at a silent-looking boy among the crowd.

"It was him who discovered this material."

"Oh?"

Luis turned his gaze to the young boy, who looked no older than seven or eight. After a moment of recollection, he said,

"Your name is Chen Fulai, right?"

"Yes."

Chen Fulai nodded.

Luis recognized him from the school—after all, a cultivator's memory was far superior to that of ordinary people.

"And how did you discover this material?"

Luis asked with interest.

"I stumbled upon the composition ratio of this new type of talisman paper while studying my family's talisman-making techniques and comparing them with knowledge from Fantasy World," Chen Fulai explained.

"However, after creating it, I found that it couldn't be used for actual talismans, so I didn't think much of it.

Later, when Teacher Blogs selected me to join the Magical Instrument Research Institute, we struggled to find a suitable material for the banknotes you proposed, Young Patriarch.

That's when I remembered this special talisman paper and decided to give it a try—

And surprisingly, it worked."

Standing nearby, Blogs nodded with emotion.

"To be honest, we were lucky. Even though this talisman paper isn't suitable for making talismans, it turns out to be perfect for engraving an extremely unique formation pattern.

When the pattern is integrated into the paper and then tested using our banknote detector, it emits the lotus-shaped fluorescence—just like what you saw earlier, Boss."

Luis frowned slightly.

"You're saying there's a formation pattern embedded in this paper? Doesn't that make it a magic weapon?"

The banknotes he needed had to be easy to produce, yet impossible to counterfeit.

If every note required complex formation engravings, it would complicate mass production.