Chapter 539: The Advancing Qiao Ban Sheng
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So people like Lu Jun, who come from major families, have a perspective that's different from the average mine boss. Discover hidden stories at My Virtual Library Empire
His private investment in Joe Ga has yielded a 'prime asset.'
The bank loaned one hundred million US Dollars to the company jointly established by Lu Jun, and given the current circumstances, it too will be considered a prime asset.
Of course, there is the matter of interest difference, but the reality is that Lu Jun's investment was with his own money, and the profits belong to him, whereas the loan is the company's responsibility.
Moreover, any business person knows that being able to secure a loan not only solves capital issues but also allows for a deeper binding with the localities.
'It's good to owe money,' an adage slightly exaggerated in the business field, but the fact is that once they owed a hundred million US Dollars to Mr. Qiao, they naturally encountered far fewer obstacles in North-Kivu Province.
Even when Joe Boss's financial company was nothing but a shell, the funds saw a mysterious expansion.
'Professor' handed over all his munitions dividends from the past two years, totaling three million US Dollars, to Joe Ga in one go to establish a trust fund for Anna.
Monica sold her Los Angeles mansion, handing over twenty million US Dollars to Joe Boss and pitifully declared herself to be his person from then on.
Eric, all the way in America, was dead set on entrusting his entire fortune of two million US Dollars to the boss to enjoy a fixed return of seven percent per year.
Chris, busy for a long time in Iraq, heard the news and sold his family property back home, scrapping together a hundred million Euros through borrowings and loans to give to his girlfriend Gami, insisting that she get him even a small share of the bank's stocks no matter what.
This fellow went to all lengths to make his status as equal to Gami's as possible, using every ounce of strength he had, even that from his infancy.
Fancy boy Eric, because of his foul mouth, got kicked out of the investor group by Joe Boss.
After bouncing around and realizing Joe Boss simply wouldn't pay attention to him, he finally risked running to Liberia to seek Nis and Antar's sympathy, acting as if Joe Boss used and abandoned him.
In the end, Nis couldn't stand Eric's begging, or maybe she found him too annoying and an interference with her killing spree, so she called Joe Ga to ask Joe Boss to take over the fifty million Euros Eric had withdrawn from his family trust.
It didn't end there, Alicia Alexander from the United States Department of Justice set up a twenty-million US Dollar trust for Jemma.
The Swedish Royal family scraped together two million US Dollars and became one of the first to invest.
Prescott Bush and Stuart Walton respectively invested five hundred thousand US Dollars and two million US Dollars.
The five hundred thousand fit Prescott's stature well, seeing as he's a politician.
The two million wasn't quite in line with Stuart's worth, but it aligned well with his farmer-like nature, prudent and composed, and he didn't let his friends down.
What surprised Joe Boss the most was when the scoundrel King of Monaco sent someone to call, wanting to set up a two-hundred-million US Dollar trust for his wife Charlene to support her annual consumption of tens of millions of dollars.
When Joe Boss received the call, he initially thought Charlene had divorced, so he made a special call to inquire about it.
Turns out Princess Charlene was in Italy, cheering Nis on across the Mediterranean.
Faced with Joe Boss's question, Charlene proudly stated that this was the Monaco Royal Family's compensation for the King's repeated infidelity and the unending paternity lawsuits against him, as well as a condition for her attendance at important celebrations.
At this point, Joe Ga was somewhat in awe of these crazy women's actions, it was too ruthless!
A husband requiring his wife to accompany him to celebrations and to attend funerals, spending tens of millions a year.
But she was someone else's wife, and seeing as it was delightful gossip and the money ended up in his own pocket, he had nothing else to say about it.
Just when Joe Ga thought that the financial expansion of his company should be about right, Gami Kopurko played a bizarre move.
Big sister Gami talked with Prime Minister Minam and confirmed that the people on their line were more interested in future bank shares. Hence, this big sister used six tantalum mines as collateral to borrow four hundred million US Dollars from a South African bank, which was then deposited into Joe Boss's financial company account.
These funds would eventually be converted into bank shares, then they would regularly distribute dividends according to the provided list while also managing their assets.
With six tantalum mines as the main debt repayment source, the pressure to pay back wasn't too hefty, and they could still enjoy a small dividend each year.
In the end, big sister even used the Pirate Fund's account to join hands with Joe Boss, pumping the financial company's funds up to a staggering one billion US Dollar scale.
Joe Ga didn't understand Gami's actions, as he came to North Kivu to catch a cash flow, but now Gami's move had entangled his entire fortune here once more.
Gami, as a genuine financial expert, greatly admired Joe Ga's strategic awareness.
She always thought Joe Ga understood her actions, but when she finished her maneuvers and Joe Ga raised his doubts, Gami realized how much faith Joe Boss had in her.
As the warlords from North Kivu were being sent over, Gami was explaining the significance of her actions to Joe Ga.
"Those tantalum mines should not be controlled by individuals from the President of Congo and his ilk in the long term.
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Once the government changes hands, the current group will face corruption charges and asset seizures. Things like the tantalum mines, which can't be taken away, will ultimately become a problem.
You should think of the tantalum mine as a government fund that only those sitting in those positions can benefit from the yields of the tantalum mine.
Now, I'm offering $400 million for them to voluntarily give up their ownership of the tantalum mine to give you leeway to deal with political changes in Congo. Don't you think it's worth it?
This money will enter your financial firm and will magnify the bank's value many times over during the bank and financial firm merger, which will be very advantageous for you when you go to France to negotiate.
Hu Lang, the bank currently isn't worth much because it's not officially operational. If you use it to negotiate equity with France, you're going to be at a disadvantage no matter how you negotiate."
Joe Ga shook his head after listening and said, "But a billion doesn't prove anything. I'm not planning to give up too much equity, but now my friends are showing too much enthusiasm, and the share left for France won't be much.
All they want is a position as shareholders. What difference will it make to them if they pay an extra ten million?
The Pirate Fund has been inactive for so long, our losses might be even greater."
Gami couldn't believe what he heard and said, "You think your value is just one billion dollars?"
Joe Ga spread his hands and said, "To be precise, my financial firm currently has one billion dollars, and this money needs to stay in the account, waiting for the merger to happen."
Gami grabbed his own blond hair, stared at Joe Ga for a while, then held Joe Ga's face and looked left and right, unbelievably saying, "I've seen your plans. Is this how you calculate your worth?
Hu Lang, do you even know how much you're really worth?"
Gami then covered his chest with one hand and looked at Joe Ga saying, "Don't tell me you determine your worth by looking at bank deposits!"
Joe Ga was stunned for a moment and said somewhat unnaturally, "Actually, I calculated my worth by multiplying the bank deposits by ten. I think I can just about pass for a billionaire. Is that a bit inaccurate?"
Gami slapped his own head in disbelief and said, "Who taught you this?
Tell me about your plans for the warlords and the unowned mines again.
Do I have a misunderstanding about you?"
Joe Ga frowned and said, "I think I've been very clear. If North Kivu Province wants to operate, the mines that can provide jobs can't stop working.
So I want to let those warlords pay to take over the rights of the mines and then let them continue to mine.
If they can't pay, I'll lend them the money while also using administrative measures to force them to take loans for increased investment in machinery, which will improve the efficiency of production and the quality of life for the local people at the same time.
We won't worry about selling the minerals here, and I can control the flow of their funds, so lending them money is definitely a good deal, because I'm not afraid of people defaulting."
As he spoke, Joe Ga saw Gami's eyes gleaming. He touched his own face and said with some uncertainty, "I've done the calculations, it's definitely a profitable business, but it definitely doesn't need a billion dollars."
Upon hearing this, Gami suddenly stood up, walked over to Joe Ga, hugged his head, and kissed his forehead, saying emotionally, "Hu Lang, I had some misconceptions about you in the past, but now I see that you are a true philanthropist because you have the heart of one."
Joe Ga felt that Gami's words sounded like an insult. He was a bit displeased and said, "What do you mean?
Do I need to go out and kill a few people right now to make you understand that I'm the owner of a military company?"
Gami sensed that Boss Joe was indeed a bit angry, so he pacified him like a child, holding Joe Ga's hand and saying, "Don't you realize that what you're about to control is a bank?
Bank money doesn't operate like that..."
As Gami looked at Joe Ga's baffled expression, he said with a chuckle, "Okay, let's not talk about bank issues for now. If you want to solve the problems with warlords and ownerless mines, first you have to convince those warlords to spend money to take over and continue mining, right?"
"Right!"
"Their funds are insufficient, and you are willing to lend them money to buy the mining rights, and to buy machinery to increase their mining efficiency, aren't you?"
"Yeah, isn't that the bank's business model?"
Upon hearing this, Gami patted Joe Ga's hand, smiling and saying, "Haven't you realized that lending them money requires collateral?
The mines given to warlords can't be too expensive, which means to acquire the mines, those warlords might use mines worth tens of millions as collateral to borrow a few million euros from you.
There are currently 142 small warlords, which means when they borrow money from you to take over the mines, your financial firm will have control of 142 mines.
If they stick to the operating standards of the mining companies that you require, I bet half of them won't last three years, and among those who remain, only 20% or even less will last five years.
This means that three to five years from now, you will have the rights to 80% of those mines in your hands.
Hu Lang, I thought you wanted to harvest the entire North-Kivu Province through financial means, but it turns out you really just want to see the area develop."