Los Angeles Legendary Sleuth

Chapter 231 Hidden Clause_2



But after watching, he found that he not only wasn't happy but felt even more anxious and pained.

Why?

Though the short videos were all about beautiful things, why wasn't he happy after watching?

Luke later figured it out.

Are the beauties in the short videos pretty?

Really damn pretty.

Are the luxury cars in the short videos good?

Too good.

Is the scenery from around the world beautiful?

Truly beautiful.

But!

None of these belong to me!

Compare that to my own life...

Ah!

Can't I be anxious?

Can't I be in pain?

After that, Luke understood that happiness lies in contentment.

Of course, easier said than done, and occasionally he would relapse.

Cole said, "Actually, it's not just poor people who are dissatisfied with life, rich people have their own troubles too.

Like Mrs. Cage, her husband cheated on her.

What's more pathetic is that she knows about it yet has to pretend not to.

She suffers just as much and might even envy Nancy's marital relationship.

That's life."

Jenny said, "No matter what, I still think Nancy is somewhat pitiful.

She wanted her death to give her family some hope, but it ultimately ended up in vain."

Luke said, "It's not entirely hopeless.

I asked Andesie Cole for a copy of the insurance policy contract and had a lawyer friend look at it.

According to that lawyer friend, this twenty-page insurance policy contract has some hidden clauses.

If one commits suicide within a year, the insurance company will not compensate.

If the insurance has been active for more than a year and the suicide occurs due to certain extreme reasons, such as a major illness or mental issues, unconventional compensation clauses may apply.

The unconventional clauses state that if the insured's spouse has an annual income of less than a hundred thousand US dollars and has underage children, appropriate compensation can be received.

For children under the age of 14, eight percent of the insurance payout amount can be received.

For children aged between 14 to 18, four percent of the compensation amount can be received.

In total, Nancy's three kids could receive twenty percent of the compensation amount, which adds up to two hundred thousand US dollars.

Most crucially, this amount is tax-free.

Enough to improve the family's living conditions.

Of course, these hidden clauses might not be proactively disclosed by the insurance company, and relevant proof materials would still need to be furnished."

Susan nodded, "Typical of insurance companies.

Well done, thank my lawyer friend for me."

"I will."

Linda smiled, "Hearing you say that makes my heart feel a lot better.

Nancy was wrong, but she is indeed pitiable; that two hundred thousand US dollars is crucial for her family, it can solve many difficulties and ensure her children grow up smoothly."

Cole smiled, "Although the compensation has nothing to do with me. But those capitalist insurers have plenty of money, letting them bleed a bit makes me feel quite satisfied."

...

[Congratulations host, for solving the insurance scam, reward of twenty lottery draws.]

Adding to the previous ten draws, Luke now has a total of thirty lottery draws.

Luke didn't wait, he just went ahead and took the draws.

The pointer stopped, adventure card.

Speaking of adventure cards, this time being able to match the Michelin restaurant's hand towel with the cotton fabric from the deceased's mouth is also an adventurous event.

He used up an adventure card.

Afterward, Luke also drew a rifle card and a boxing card.

Both of these cards are meant to enhance combat skills.

Also, he gained $27,000 in system reserve funds.

At this time, the Detective System reserve funds reached $593,000.

Unlike previous days when he was eager to liquidate, Luke now had eight hundred thousand dollars on hand, enough to last him for a while, so he became more relaxed about it.

Of course, the money couldn't stay in the bank forever, Luke had ideas about starting a side business, just hadn't come up with anything appropriate yet.

He plans to research it during his rest time.

...

7 PM.

International Holiday Hotel.

This was a five-star hotel.

Moreover, it was one of the few high-rise hotels where one could overlook the nightlife of Los Angeles, brightly lit and stunningly beautiful.

Many Hollywood movies had been shot here.

Luke had arranged to meet Daisy here tonight, to dine and then check directly into a hotel room below.

Luke felt that this was more romantic than staying at home.

Wearing a wine-red dress, Daisy entered the restaurant. Luke stood up and gallantly pulled out a chair for her.

"Miss Miller, you look very beautiful today."

Daisy set down her handbag, "I hope not to be stood up again."

"Absolutely not, whoever dares stand up Miss Miller, I'll certainly take him away."

The two chatted as they ordered.

After ordering, the waiter took the menus and left.

Daisy asked, "How did that case you mentioned last time turn out? Were my suggestions helpful?"

"Of course, you were a big help," Luke explained,

"Just like you guessed, the people in charge of the insurance claims said it was a suicide, not covered by the policy, and they didn't inform him about those hidden clauses.

Marcus and I arrived just in time to disclose those hidden clauses to him.

The insurance claims officer's expression was priceless. He did not deny it but said compensation would only be provided if the hidden clauses were met.

The Andesie family just happened to meet those conditions, and he was preparing the necessary documents and proofs."

Daisy sipped her champagne, "I'm glad I could help them.

Nancy's actions are not to be commended, but she, like my mother, was a great woman, at least to her children."

"Andesie is also very grateful to you.

He cried at the time, a grown man constantly thanking.

It made Marcus and me somewhat embarrassed; that $200,000 compensation was very important to them.

You were a big help."

Luke raised his glass and the two clinked glasses.

"Ding-a-ling-a-ling…" Luke's phone rang.

He set down his wine glass and took out his phone to see that it was a call from his mom.

"Hello."

"Luke, where are you? You haven't been home in a long time."

"I've been busy with a case these past few days. I'll be taking a break soon and will come home then."

"You'll attend this weekend's family dinner, right?"

"Depends on the timing, but I likely will if I'm resting."

"Hey, you didn't forget, did you?"

"What?"

"Your grandpa's birthday."

Luke was stunned for a moment, "Uh, thanks mom, you really are my lifesaver. I genuinely forgot."

"Right, you really should thank me. Grandpa holds grudges, especially in recent years.

I used to hear that people get cranky as they age, but I didn't believe it.

Now I truly understand.

I hope I won't be like that when I'm old."

"Of course not, Miss Sullivan, you'll always stay young and beautiful."

"Even though I know you're flattering me, I'm still happy. By the way, you can invite Daisy to Robert's birthday party.

I was thinking about inviting her myself, but I was worried she might feel awkward, so it's better if you do it."

"OK, I got it," Luke replied casually and hung up the phone.

Daisy guessed, "Was that Linda calling?"

"Yes, she's missing me and wants me to come home for a meal when I'm resting. Or maybe the little chubby one upset her again, and she wants me to go home and beat him up," Luke joked.

"Really? Your brother seemed alright last time."

"Hmm, that just shows you don't understand him."

The two continued to eat and chat.

Luke didn't bring up Robert's birthday, nor did he invite Daisy to go with him.

From Luke's understanding, Daisy probably wouldn't want to attend such events.

Besides, the two of them were just friends with benefits now.

What are friends with benefits?

On the surface, everyone is friends, but privately, you can arrange meet-ups.

Since they're friends on the surface, there's no need to get too involved.

After a romantic dinner, the pair checked into a themed suite downstairs. The entire suite was pink, different from the usual rooms with a king-sized bed, as this one had a circular bed.

Next to the window was a large bathtub that could accommodate two people, ideal for a romantic bath while enjoying the nighttime view of Los Angeles.

Having a date in a hotel had its unique charm.

Since the shooting incident, they hadn't played poker.

Tonight, like a belated honeymoon, was destined to be a sleepless night.


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